ESPAHow It Works

    How ESPA Works

    Discover how our program seamlessly integrates with your existing benefits to deliver unmatched value for both employers and employees.

    The ESPA Overview

    The Employer Sponsored Preventive Access (ESPA) program is designed to deliver a robust suite of preventive health and wellness benefits without reducing employee take-home pay or costing the employer out-of-pocket.

    By leveraging established IRS frameworks (Section 125 and 213(d)), the program generates payroll tax savings that fund both the administrative costs and the new benefits. It's a true win-win: employees get access to 24/7 care, zero-dollar prescriptions, and voluntary benefits, while employers save on payroll taxes.

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    ESPA is a preventive benefit program built on IRS Section 125 and 213(d) frameworks, offered through Legacy Heritage Capital, powered by ESPA. This is not tax, legal, or insurance advice.